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Preapproval and the Home Loan Process. Once you’ve ensured your credit is ready to start the home loan process, you’ll typically begin by working with a loan officer at a bank or mortgage provider to get pre-approved for a mortgage. Your loan officer will help you understand the required documents you need during the mortgage process.
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One additional hurdle for international students who want to get a private student loan is that most private lenders will require a cosigner in the United States to approve the loan application.
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