But the problem is that a no down payment mortgage, while it might seem like a great idea in theory, technically it’s not a great idea for the average person looking to purchase a home. Here’s everything you need to know about the no down payment mortgage, this way you’ll be able to make the best choice for you and your finances.
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You and your spouse have saved for a down payment, searched the MLS and finally settled on your dream home. But if your spouse has no credit, you may be in a world of disappointment when you can’t get.
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Here's an overview of the zero-down-payment mortgage options available. to buy a home in New Jersey with a relatively low down payment.
6 Low & No Down Payment Mortgage Loans (For Bad Credit) – When it comes to mortgage down payments, the bigger the down payment you can muster, the more options you will have open to you. The ideal down payment is 20% of purchase price of the home, but as little as 3.5% can qualify you for most low down payment mortgage options.
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